A man is getting into the shower just as his wife is finishing her shower, when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs.
When she opens the door, there stands Bill, the next door neighbour. Before she says a word, Bill says, "I'll give you 800 pounds to drop that towel," After thinking for a moment, the woman drops her towel and stands naked in front of Bill.
After a few seconds, Bill hands her 800 pounds and leaves. The woman wraps back up in the towel and goes back upstairs. When she gets to the bathroom, her husband asks, "Who was that?" "It was Bill the next door neighbour," she replies.
"Great!" the husband says, "did he say anything about the 800 pounds he owes me?"
Moral of the story: If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.
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